Business Lines of Credit

Access a revolving limit without collateral, from $100,000 to $1,500,000. Rates tied to Prime + margin. Eligible accounts can earn rewards with our partner banks.

Prime Line of Credit

One-year secured revolving line for businesses making $2M–$10M in annual revenue. Typical range $500,001–$1,000,000. Pricing indexed to Prime + spread.

Secure Business Line of Credit

Bank-partner backed business credit lines up to $15,000,000, with variable or fixed rates, tailored to working-capital needs.

Power Your Business with a Line of Credit

Running a successful company requires access to capital. Whether you’re managing daily operations or planning a larger investment, having the right funding tool supports stability and growth. A business line of credit gives you flexible access to draw funds, repay at your pace, and draw again as needed. This replenishing structure helps you manage cash flow without reapplying every time— a straightforward way to keep your business moving.

Benefits of a CSG Lending Line of Credit

Pay Only for What You Use

Draw funds when required. Interest applies to the drawn amount only— a cost-effective way to cover needs as they arise.

Flexible Access, On Your Terms

Use the revolving line any time it makes sense for your operations. We structure recommendations around your cash cycle.

Build Business Credit

Consistent, on-time payments help strengthen your profile with reporting bureaus— supporting future growth.

Small business owners preparing food in a kitchen

Just 3 steps to get this funding started

  • Complete our online application.
  • Review and sign your application and documents.
  • Submit essential items and receive your funds.

Requirements for a Business Term Loan

  • At least six months in business
  • No bank debt
  • An operating business bank account
Contractor painting a wall

Frequently Asked Questions (FAQs)

Repayments follow the schedule set at signing (daily, weekly, or monthly), aligned to your cash flow.
Pricing depends on credit profile, time in business, revenues, bank activity, and existing obligations. All fees and terms are disclosed up front.
Reviews may include soft or hard inquiries depending on the program. We’ll inform you before any hard pull.
Funding can be as early as the next business day after final approval and completion of closing steps.
Many programs have no prepayment penalty. Where applicable, terms are clearly stated prior to acceptance.
Some programs are unsecured; others may require collateral or a blanket lien. It depends on the product.

Let’s get your business moving!

Applying is simple and only takes a few minutes.
Apply Now