Finance your business with CSG Lending

Straightforward, flexible funding to cover day-to-day expenses, invest in equipment, and seize growth opportunities without disruption.

Get paid

Short-term loans from $50,000 to $1,000,000.

Get growing

Repayment terms of 6 to 48 months to match your cash cycle.

Get ahead

Support cash flow, streamline operations, and prepare for the next step.

Boost business with our Short-Term Business Loan options

Opportunities and expenses can arrive at any time. A short-term business loan from CSG Lending provides a clear lump-sum with a defined repayment schedule—so you can keep momentum.

Use it to:

  • Manage cash flow and cover day-to-day expenses
  • Purchase inventory or equipment to support growth
  • Handle unexpected costs without disrupting operations
  • Invest in marketing to reach new customers
  • Act on time-sensitive opportunities

Benefits of a CSG Lending Short-Term Loan

Apply for funds

A streamlined online experience. Borrow based on business performance and move forward with clarity.

Predictable payments

Fixed repayment terms with a clear timetable—no surprises.

Flexible options

Some programs offer early-pay advantages if you decide to settle sooner.

Get the money your business needs

  • Complete our online application.
  • Review and sign your documents.
  • Submit the essentials and receive your funds.
Apply for Funding

Requirements for a Business Term Loan

  • At least six months in business
  • No bank debt
  • An operating business bank account

Frequently Asked Questions (FAQs)

How does repayment work for the short-term business loan?
Repay with clear, fixed installments on a predictable schedule. Some programs include advantages for early payoff.
What are the costs associated with the short-term business loan?
Total cost depends on amount, term, and risk profile. All costs are disclosed up-front — no hidden fees.
Will applying impact my credit?
Application reviews use business and banking data. Any credit pulls, if needed, are disclosed prior to consent.
How soon are funds available after approval?
In many cases, within 1–3 business days after final approval and signed documents.
Are there any prepayment penalties?
Many offers have no prepayment penalties. If a program differs, we’ll show it clearly before you accept.
Can I use my loan for any business purpose?
Yes — inventory, equipment, payroll, marketing, working capital, and more. Certain restricted uses may apply.
Do I need collateral?
Requirements vary by program and profile. Many short-term options do not require hard collateral.
How is my loan amount determined?
We consider cash flow, revenue, deposit activity, industry risk, time in business, credit profile, and existing balances.

Let’s get your business moving!

Submitting an application is simple and takes only a moment.

Apply Now →