Terms & Conditions
Last Updated: 03/06/2025
Acceptance of the Terms
These Terms & Conditions (“Terms”) govern your access to and use of www.csglending.com (the “Website”) operated by CSG H&A HOLDINGS LIMITED (“CSG Lending,” “we,” “us,” or “our”). By using the Website or by clicking to accept or agree to these Terms when presented, you agree to be bound by these Terms, our Privacy Policy, and our Disclosure, which are incorporated by reference. If you do not agree, you must not access or use the Website.
We may revise these Terms at our discretion. Changes are effective when posted and apply to all subsequent use of the Website. Your continued use of the Website constitutes acceptance of the updated Terms. Please review this page regularly.
1. Our Services
The Website provides information about business finance products and services and facilitates introductions to third-party providers (e.g., lenders, finance platforms, and other partners) (collectively, the “Services”). CSG Lending is not a lender and does not provide financial advice. We act as an intermediary to connect you with third-party providers.
We do not: (i) make credit decisions; (ii) guarantee any terms, rates, approvals, or outcomes offered by third parties; or (iii) provide any warranty regarding the conduct, policies, or performance of third-party service providers. Any financing you pursue is subject to the third party’s own terms and eligibility requirements.
2. Eligibility
The Website is intended for users who are at least 18 years old and are acting on behalf of a business. By using the Website, you represent and warrant that you meet these requirements and have authority to bind the business you represent.
3. Access, Accounts, and Information You Provide
We may withdraw or modify any part of the Website without notice. We will not be liable if all or any part of the Website is unavailable at any time.
To engage with certain Services (e.g., enquiries, applications, or introductions), you may be asked to provide information such as your name, email, phone number, company details, financial information, and other documents (“User Data”). You agree that all User Data you provide is accurate, complete, and lawful to share, and you authorize us to share it with relevant third-party providers for the purposes of responding to your request and assessing eligibility.
By providing contact details, you consent to receive communications from us (e.g., service updates, application follow-up, and information about related services). You may opt out from marketing emails at any time by using the unsubscribe link or contacting us at support@csglending.com. Communications from third-party providers are subject to their own policies; you should direct any opt-out requests to them as applicable.
4. Permitted Use
You may use the Website solely for lawful purposes and in accordance with these Terms, for your internal business purposes. You must not copy, resell, distribute, or exploit the Website or any content for commercial purposes without our written consent.
5. Intellectual Property
The Website and its contents (including text, design, graphics, logos, and arrangements) are owned by us or our licensors and are protected by applicable intellectual property laws. You may not use our trademarks, trade names, or branding without our prior written permission.
6. User Content
If the Website allows you to post or submit content (“User Content”), you are responsible for such content. By submitting User Content, you grant us a non-exclusive, transferable, sublicensable, royalty-free, worldwide licence to use, reproduce, display, and distribute such content for the purposes of operating and improving the Website and Services. Do not submit content you do not own or are not authorised to share.
7. Prohibited Conduct
- Use the Website in violation of any applicable law or regulation.
- Post content that is unlawful, defamatory, obscene, hateful, harassing, deceptive, or infringes third-party rights.
- Interfere with the operation of the Website (including introducing malware, scraping, or attempting unauthorised access).
- Impersonate any person or misrepresent your affiliation with any person or entity.
8. Notice-and-Takedown (UK)
If you believe content on the Website infringes your rights, please send a detailed notice to support@csglending.com including: (i) your contact details; (ii) identification of the content and its location; (iii) a statement of your rights and why you believe there is an infringement; and (iv) a statement that the information provided is accurate and that you are authorised to act. We will review in accordance with applicable UK law (including the Copyright, Designs and Patents Act 1988) and remove or restrict access where appropriate.
9. Disclaimers
The Website and Services are provided on an “as is” and “as available” basis. We disclaim all warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be error-free, secure, or uninterrupted, or that defects will be corrected.
10. Limitation of Liability
To the fullest extent permitted by law, CSG Lending and its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or business, arising out of or in connection with your use of the Website or Services. Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law.
11. Third-Party Websites and Providers
The Website may contain links to third-party websites or connect you with third-party providers. We are not responsible for the content, terms, policies, or practices of third parties. Your interactions with third-party providers are solely between you and them.
12. Privacy
Our collection and processing of personal data via the Website is described in our Privacy Policy. Please review it carefully.
13. Suspension and Termination
We may suspend or terminate access to all or part of the Website at any time and for any reason, including suspected breach of these Terms or unlawful use.
14. Governing Law and Jurisdiction
These Terms and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes) shall be governed by and construed in accordance with the laws of Scotland. The courts of Scotland shall have exclusive jurisdiction to settle any such dispute or claim.
15. Company Information and Contact
CSG H&A HOLDINGS LIMITED
Company number: SC710999
Registered office: The Tower, 7 Advocate’s Close, Edinburgh, EH1 1ND, Scotland
Email: support@csglending.com
Phone: +1 (000) 000-0000